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    <title>Your Online Bank</title>
    <link>http://youronlinebank.com</link>
    <description>Your Online Bank</description>
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<item>
	<title>Traditional Bank Loans vs Online Loan Companies</title>
	<link>http://youronlinebank.com/172278-Traditional-Bank-Loans-vs-Online-Loan-Companies.html</link>
	<pubDate>Fri, 12 Mar 2010 07:08:34 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        In recent years obtaining loans online has become a new andsomewhat unknown reality. Years ago one would make appointmentswith their bank lenders and obtain loans the so-called oldfashioned way. But in this fast paced world, people want instantgratification. Nobody wants to wait for approval, they want toknow the outcome instantly. And for those who only want a smallpersonal loan obtaining one has become even easier. Cash advanceloan shops are popping up all over, reminding me of theStarbucks cr...	</description>
	<content:encoded><![CDATA[In recent years obtaining loans online has become a new andsomewhat unknown reality. Years ago one would make appointmentswith their bank lenders and obtain loans the so-called oldfashioned way. But in this fast paced world, people want instantgratification. Nobody wants to wait for approval, they want toknow the outcome instantly. And for those who only want a smallpersonal loan obtaining one has become even easier. Cash advanceloan shops are popping up all over, reminding me of theStarbucks craze. Even online you can easily find payday loansites that are eager to help folks whose payday check can't comequick enough. So which is better, the traditional banks oronline loan companies? It's hard to say, there is a place forboth I think. When placing an application for a home loan,person to person interaction would be more comforting I believe.Home aquisition is one of the most important steps a person willever take, so making contact with another person calms fears ofthe ...]]></content:encoded>
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<item>
	<title>Banking - 4 Effective Methods For Better Saving</title>
	<link>http://youronlinebank.com/719061-Banking-4-Effective-Methods-For-Better-Saving.html</link>
	<pubDate>Thu, 11 Mar 2010 04:45:14 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many of us believe in the fact that a bank is the most secure and wise place to invest our savings.Without doubt,yes,but only when we are wise enough while dealing with the banks.These banks are lucrative entities which make profit by charging various types of fees and come up with different schemes to walk away with some of your wealth.By being wise in your bank transactions,your savings can add up which will allow you to use your money,no matter where.Here are some ways that would help you sav...	</description>
	<content:encoded><![CDATA[Many of us believe in the fact that a bank is the most secure and wise place to invest our savings.Without doubt,yes,but only when we are wise enough while dealing with the banks.These banks are lucrative entities which make profit by charging various types of fees and come up with different schemes to walk away with some of your wealth.By being wise in your bank transactions,your savings can add up which will allow you to use your money,no matter where.Here are some ways that would help you save your money in the bank effectively:Mind the opportunity cost Ponder about the factors which are affecting your investment in the bank. Such as,the fees they charge,if any,to keep and use your own money.If  you are required to have a minimum balance to start an account?There may be other alternatives you may be interested in investing.You should always count in the chances that you feel you are being deprived of as you are investing your hard-earned money.You may be interested in  looking...]]></content:encoded>
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</item>

<item>
	<title>Traditional Bank Loans vs Online Loan Companies</title>
	<link>http://youronlinebank.com/160632-Traditional-Bank-Loans-vs-Online-Loan-Companies.html</link>
	<pubDate>Wed, 10 Mar 2010 03:49:14 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        In recent years obtaining loans online has become a new andsomewhat unknown reality. Years ago one would make appointmentswith their bank lenders and obtain loans the so-called oldfashioned way. But in this fast paced world, people want instantgratification. Nobody wants to wait for approval, they want toknow the outcome instantly. And for those who only want a smallpersonal loan obtaining one has become even easier. Cash advanceloan shops are popping up all over, reminding me of theStarbucks cr...	</description>
	<content:encoded><![CDATA[In recent years obtaining loans online has become a new andsomewhat unknown reality. Years ago one would make appointmentswith their bank lenders and obtain loans the so-called oldfashioned way. But in this fast paced world, people want instantgratification. Nobody wants to wait for approval, they want toknow the outcome instantly. And for those who only want a smallpersonal loan obtaining one has become even easier. Cash advanceloan shops are popping up all over, reminding me of theStarbucks craze. Even online you can easily find payday loansites that are eager to help folks whose payday check can't comequick enough.So which is better, the traditional banks or online loancompanies? It's hard to say, there is a place for both I think.When placing an application for a home loan, person to personinteraction would be more comforting I believe. Home aquisitionis one of the most important steps a person will ever take, somaking contact with another person calms fears of the ...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/160632-Traditional-Bank-Loans-vs-Online-Loan-Companies.html</guid>
</item>

<item>
	<title> 3 Low Risk Options to Earn Up to 7.40% Interest</title>
	<link>http://youronlinebank.com/188916-3-Low-Risk-Options-to-Earn-Up-to-7-40-Interest.html</link>
	<pubDate>Tue, 09 Mar 2010 11:56:20 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Checkout These New Ways to Earn Top Yields:. . with Rewards CheckingRoyal Banks of Missouri is paying ., but only on deposits up toK. Like other rewards checking offers, in order to qualify for the. you have to open an account at a Missourilocal branch,complete ten qualifying debit purchases and one ACH transfer EVERYMONTH - for most of investors that is simply not worth the hassle.. Up to . at Bank Loan Mutual FundsSome of the best bank loan mutual funds for this year as stated bySmartMoney Mag...	</description>
	<content:encoded><![CDATA[Checkout These New Ways to Earn Top Yields:. . with Rewards CheckingRoyal Banks of Missouri is paying ., but only on deposits up toK. Like other rewards checking offers, in order to qualify for the. you have to open an account at a Missourilocal branch,complete ten qualifying debit purchases and one ACH transfer EVERYMONTH - for most of investors that is simply not worth the hassle.. Up to . at Bank Loan Mutual FundsSome of the best bank loan mutual funds for this year as stated bySmartMoney Magazine are: . at Nuveen Senior IncomeNSL, . at INGPrime Rate TrustPPR,and . at Fidelity Floating Rate HighIncomeFFRHX.Be aware that these mutual funds are NOT FDIC insured, and haverisks like: high price volatility, limited access to your cash you canonly withdraw quarterly or once a month, and the underlying bank loansyou are laying out capital for have been made to companies in troubleand the default rate on these kin...]]></content:encoded>
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<item>
	<title>How to open an offshore bank account</title>
	<link>http://youronlinebank.com/369167-How-to-open-an-offshore-bank-account.html</link>
	<pubDate>Tue, 09 Mar 2010 03:43:09 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Many banks require a physical interview but not all of them dofor a bank account formation. It is still largely possible toopen your offshore account by mail. Your bank will always behappy to find the following documents included in youraccount-formation package:Bank Account Purpose. Draw up a letter describing the purpose ofyour offshore company and the use to which its offshore bankaccount will be put, including intended annual turnover andinformation regarding the origin of the funds deposite...	</description>
	<content:encoded><![CDATA[Many banks require a physical interview but not all of them dofor a bank account formation. It is still largely possible toopen your offshore account by mail. Your bank will always behappy to find the following documents included in youraccount-formation package:Bank Account Purpose. Draw up a letter describing the purpose ofyour offshore company and the use to which its offshore bankaccount will be put, including intended annual turnover andinformation regarding the origin of the funds deposited in theaccount. You should provide this information even if your bankhas not asked; an upfront explanation might help avoid tiresomescrutiny later on.Company Existence. Provide evidence of your offshore company'slegal existence. This can take the form of a Certificate ofIncorporation or if the company was incorporated more than ayear ago a Certificate of Good Standing. Make the effort to havethese documents either apostilled or legalised by consularauthentication, unless, of co...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/369167-How-to-open-an-offshore-bank-account.html</guid>
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<item>
	<title>Sucked In By Payday Advances? Try Horizon Cash Advance Today</title>
	<link>http://youronlinebank.com/472548-Sucked-In-By-Payday-Advances-Try-Horizon-Cash-Advance-Today.html</link>
	<pubDate>Mon, 08 Mar 2010 13:03:30 -0600</pubDate>
	<category><![CDATA[Advertising]]></category>
	<description>
        Myfreepr.com - Oklahoma City, OklahomaFeb ,  - Never be taken to the cleaners, there are many tricks and scams that live on in the world of Pay Day Loan that may just leave you with less of your hard earned cash and a great mess. Rather than having to handle these cheats after you discover yourself in the unfortunate position of being a debtor, search each of your acquirable selections so you will not become the dupe of a well placed trap. There are a remarkable scope of payday loan offices in b...	</description>
	<content:encoded><![CDATA[Myfreepr.com - Oklahoma City, OklahomaFeb ,  - Never be taken to the cleaners, there are many tricks and scams that live on in the world of &lt;a href&quot;http:www.horizoncashadvance.compayday-loans.htm&quot;&gt;Pay Day Loan&lt;a&gt; that may just leave you with less of your hard earned cash and a great mess. Rather than having to handle these cheats after you discover yourself in the unfortunate position of being a debtor, search each of your acquirable selections so you will not become the dupe of a well placed trap. There are a remarkable scope of payday loan offices in both the physical world and online with offerings that look too awesome to be solid and they typically are!A popular hoax is the sharp interest rate cash advance. Some loan companies offer promises of reduced initial rates of interest in front of future borrowers, only to slam them with atrociously high interest charges by the time it is all said and done.  Before you take out a pay day loan for any amount, check rates at a va...]]></content:encoded>
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</item>

<item>
	<title>You Can Bank On It.</title>
	<link>http://youronlinebank.com/958440-You-Can-Bank-On-It.html</link>
	<pubDate>Mon, 08 Mar 2010 05:17:48 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Most U.S. citizens walk into, get online to, or drive up totheir bank several times each week and hand over their hardearned dollars. Why do they do it? How many other strangerswould they trust to hold their savings, and return the money andadditional funds back to them at any point in time? What makesbanks safe, and how do we know they are?Well, the first indication that you're money's in a safe placeis the placard that greets you at the door - FDIC. This federalU.S. agency, the Federal Deposit...	</description>
	<content:encoded><![CDATA[Most U.S. citizens walk into, get online to, or drive up totheir bank several times each week and hand over their hardearned dollars. Why do they do it? How many other strangerswould they trust to hold their savings, and return the money andadditional funds back to them at any point in time? What makesbanks safe, and how do we know they are?Well, the first indication that you're money's in a safe placeis the placard that greets you at the door - FDIC. This federalU.S. agency, the Federal Deposit Insurance Corporation,typically protects up to , of your deposited funds fromloss. Established in the 's, the FDIC became a way tocurtail the runs on banks that occurred directly after theDepression. By , with the initiation and support of the FDIClegislation bank runs had been reduced by nearly .In addition to FDIC protection, banks also pay for supplementalbanking insurance from private carriers. This insurance is setup to protect investors' funds from vanda...]]></content:encoded>
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</item>

<item>
	<title>Green Your Banking</title>
	<link>http://youronlinebank.com/921504-Green-Your-Banking.html</link>
	<pubDate>Sun, 07 Mar 2010 03:42:18 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        With the world's financial markets in turmoil and perhaps your own financial woes, everyone's thoughts are on the color of money these days. But there may be some steps you can take to green your banking that may also help save you money, reduce your impact on the planet, and vote for a better, more sustainable future at the same time. Switch to online only banking. You can do this with your current bank by using the ATMdebit card they provide and their online bill pay services. Most banks do no...	</description>
	<content:encoded><![CDATA[With the world's financial markets in turmoil and perhaps your own financial woes, everyone's thoughts are on the color of money these days. But there may be some steps you can take to &quot;green&quot; your banking that may also help save you money, reduce your impact on the planet, and vote for a better, more sustainable future at the same time. Switch to online only banking. You can do this with your current bank by using the ATMdebit card they provide and their online bill pay services. Most banks do not charge for this service, or have a way to get around any fees for example, Wells Fargo has free bill pay service if you have a direct deposit into your account. Also, some banks like ING Direct have &quot;paperless&quot; accounts that eliminate checks and paper statements, instead providing a debit card, ATM access and online bill paying service you can usually have them issue a check for you if you need one. Get your bills electronically. Eliminate the shipping, paper statement, enve...]]></content:encoded>
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<item>
	<title>How to Obtain a Non ChexSystems Bank Account Without Being</title>
	<link>http://youronlinebank.com/104680-How-to-Obtain-a-Non-ChexSystems-Bank-Account-Without-Being.html</link>
	<pubDate>Sat, 06 Mar 2010 03:44:28 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Copyright  Alexis DawesPredatory lending exists in the mortgage industry. It'stypically when a mortgage broker add's on unnecessary fee's to abad credit application, because he or she knows that theapplicant is in a desperate situation. Predatory banking can also exist for those who have ended up inthe ChexSystems.ChexSystems is a network of financial institutions mainlybanks that regularly contribute information about accountholders that mishandle their checking or savings accounts.Nearly all b...	</description>
	<content:encoded><![CDATA[Copyright  Alexis DawesPredatory lending exists in the mortgage industry. It'stypically when a mortgage broker add's on unnecessary fee's to abad credit application, because he or she knows that theapplicant is in a desperate situation. Predatory banking can also exist for those who have ended up inthe ChexSystems.ChexSystems is a network of financial institutions mainlybanks that regularly contribute information about accountholders that mishandle their checking or savings accounts.Nearly all banks within the US are a part of this consortium. Bounce a check, and not pay it off in a timely manner, and youcould end up in the ChexSystems. Even if you receive a boguscheck, and the bank suspects foul play, you could land in theChexSystems hot seat. And the sentence for this financial felony isn't light. If the bank that put you in the ChexSystems refuses to releaseyour name from the ChexSystems database, you'll find it close toimpossible to obtain a bank account of ...]]></content:encoded>
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</item>

<item>
	<title>Diet Pills and Losing Weight</title>
	<link>http://youronlinebank.com/721729-Diet-Pills-and-Losing-Weight.html</link>
	<pubDate>Fri, 05 Mar 2010 11:00:40 -0600</pubDate>
	<category><![CDATA[Health]]></category>
	<description>
        Its hard to lose weight and when you dont have any support its even harder. Some people have to turn to the help of a diet pill. It doesnt make you a failure if you cant lose weight without diet pills, it just means your body doesnt bounce back the way it used to. As we get older our bodies begin to slow down as our metabolism takes a nose dive but with the help of certain diet pills.&amp;nbsp;Diet pills can boost our metabolism and make our bodies react the way they should. They can also work toget...	</description>
	<content:encoded><![CDATA[It's hard to &lt;A title&quot;lose weight&quot; href&quot;http:www.weightdepot.com&quot;&gt;lose weight&lt;A&gt; and when you don't have any support it's even harder. Some people have to turn to the help of a &lt;A title&quot;fast acting diet pills&quot; href&quot;http:www.hoodia-dietpills.com&quot;&gt;diet pill&lt;A&gt;. It doesn't make you a failure if you can't lose weight without diet pills, it just means your body doesn't bounce back the way it used to. As we get older our bodies begin to slow down as our metabolism takes a nose dive but with the help of certain &lt;A title&quot;number one diet pills&quot; href&quot;http:www.weightlossguide.com&quot;&gt;diet pills&lt;A&gt;.&amp;nbsp;Diet pills can boost our metabolism and make our bodies react the way they should. They can also work together with other organs in our bodies to cleanse and renew our system this makes way for a more smooth weight loss experience. Depending on what you are looking for in losing weight will depend on what diet pill you purchase. Diet pills can block your hunger, block your fat, boo...]]></content:encoded>
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<item>
	<title>Do You Need an Offshore Bank Account</title>
	<link>http://youronlinebank.com/523003-Do-You-Need-an-Offshore-Bank-Account.html</link>
	<pubDate>Fri, 05 Mar 2010 03:49:59 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        When you think of offshore bank accounts do you see shadycharacters carrying around bags full of money? Todays modernbank legislation does not allow banks to accept cash deposits ortransfers of US . and up without presenting proof of thesource of funds. All serious establishments will ask you to fill out forms knownas KYC or know your customer. Find out more about KYC KnowYour Customer This is not only to be able to give you betterservice but to protect themselves in case you are accused ofmoney...	</description>
	<content:encoded><![CDATA[When you think of offshore bank accounts do you see shadycharacters carrying around bags full of money? Today's modernbank legislation does not allow banks to accept cash deposits ortransfers of US . and up without presenting proof of thesource of funds. All serious establishments will ask you to fill out forms knownas KYC or know your customer. Find out more about KYC &lt;ahref&quot;http:www.offshoreincorporation.comKYC.html&quot;&gt;KnowYour Customer&lt;a&gt; This is not only to be able to give you betterservice but to protect themselves in case you are accused ofmoney laundering. These forms also allow the bank to know yoursources of income. Knowing your cash flow the bank will not askyou to prove the origin of the funds every time you make atransfer.Even though you have filled out a KYC form the bank may or maynot at its discretion allow you to start a relationship withthem. What's the difference between your local bank and an offshorebank? Basically any service you will ...]]></content:encoded>
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<item>
	<title>Basic bank accounts failing the basic needs of consumers</title>
	<link>http://youronlinebank.com/295448-Basic-bank-accounts-failing-the-basic-needs-of-consumers.html</link>
	<pubDate>Thu, 04 Mar 2010 03:32:42 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The lists of bank and savings accounts that are available tomost people are bewildering. A quick look at a comparison sitelike Moneynet orMoneyfacts will reveal thousands of different products.Unfortunately many of these accounts are not accessible foranyone with either a poor or even no credit history. Research carried out for the National Consumer Council NCC reveals that the poor paymore, or get less, for essential goods and services having abank account can be a gateway to other products and...	</description>
	<content:encoded><![CDATA[The lists of bank and savings accounts that are available tomost people are bewildering. A quick look at a comparison sitelike &lt;a href&quot;http:www.moneynet.co.uk&quot;&gt;Moneynet&lt;a&gt; orMoneyfacts will reveal thousands of different products.Unfortunately many of these accounts are not accessible foranyone with either a poor or even no credit history. Research carried out for the &lt;ahref&quot;http:www.ncc.org.ukmoneymattersbasicbanking.pdf&quot;&gt;National Consumer Council NCC&lt;a&gt; reveals 'that the poor paymore, or get less, for essential goods and services' having abank account can be a gateway to other products and services,such as affordable credit and insurance'. To help counteractthis problem of financial exclusion, the government has tried toinitiate the introduction of basic bank accounts for the leastwell off. The NCC has however warned that, 'the current model ofbasic bank accounts, introduced by government in  in anattempt to enable all low-income consumers to access ...]]></content:encoded>
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<item>
	<title>Basic Bank Accounts Failing The Basic Needs Of Consumers</title>
	<link>http://youronlinebank.com/904761-Basic-Bank-Accounts-Failing-The-Basic-Needs-Of-Consumers.html</link>
	<pubDate>Wed, 03 Mar 2010 03:26:14 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The lists of bank and savings accounts that are available tomost people are bewildering. A quick look at a comparison sitelike Moneynet  http:www.moneynet.co.uk or Moneyfacts will reveal thousands of different products.Unfortunately many of these accounts are not accessible foranyone with either a poor or even no credit history.Research carried out for the National Consumer Council NCC http:www.ncc.org.ukmoneymattersbasicbanking.pdf  revealsthat the poor pay more, or get less, for essential good...	</description>
	<content:encoded><![CDATA[The lists of bank and savings accounts that are available tomost people are bewildering. A quick look at a comparison sitelike Moneynet  &lt;AHREFhttp:www.moneynet.co.uk&gt;http:www.moneynet.co.uk&lt;A&gt; or Moneyfacts will reveal thousands of different products.Unfortunately many of these accounts are not accessible foranyone with either a poor or even no credit history.Research carried out for the National Consumer Council NCC &lt;AHREFhttp:www.ncc.org.ukmoneymattersbasicbanking.pdf&gt;http:www.ncc.org.ukmoneymattersbasicbanking.pdf&lt;A&gt;  reveals'that the poor pay more, or get less, for essential goods andservices' having a bank account can be a gateway to otherproducts and services, such as affordable credit and insurance'.To help counteract this problem of financial exclusion, thegovernment has tried to initiate the introduction of basic bankaccounts for the least well off. The NCC has however warnedthat, 'the current model of basic bank accounts, introd...]]></content:encoded>
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<item>
	<title>Scots Beat Yanks In China Bank Deal</title>
	<link>http://youronlinebank.com/284641-Scots-Beat-Yanks-In-China-Bank-Deal.html</link>
	<pubDate>Tue, 02 Mar 2010 03:25:00 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        With visions of an ATM in every neighborhood in China, foreignbanks and investment firms are queuing up to join the ChinaClub.Moneybags CommunismThe initiation fee for the China Club is straightforward andpure moneybags communism: invest cold hard cash in its largelyinsolvent state-owned banks, put your reputation on the line,reassure nervous foreign investors about upcoming IPOs, andshare your risk management, corporate banking and otherexpertise with eager Chinese executives. The benefits ofme...	</description>
	<content:encoded><![CDATA[With visions of an ATM in every neighborhood in China, foreignbanks and investment firms are queuing up to join the 'ChinaClub.'Moneybags CommunismThe initiation fee for the 'China Club' is straightforward andpure moneybags communism: invest cold hard cash in its largelyinsolvent state-owned banks, put your reputation on the line,reassure nervous foreign investors about upcoming IPO's, andshare your risk management, corporate banking and otherexpertise with eager Chinese executives. The benefits ofmembership in the China Club are alluring but mostly maybes.Perhaps you will get some of your money back by underwriting anIPO or working in China with the bank in the areas of wealthmanagement, credit cards or corporate banking.But the temptation is too much too resist and they are lining upfor membership. Bank of America, the German bank Allianz,Goldman Sachs, Merrill Lynch, UBS, and the Royal Bank ofScotland RBS have all agreed to or are in ongoing negotiationsto take e...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/284641-Scots-Beat-Yanks-In-China-Bank-Deal.html</guid>
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<item>
	<title>Open A Foreign Bank Account With No Paper Trail Leading Back to</title>
	<link>http://youronlinebank.com/950594-Open-A-Foreign-Bank-Account-With-No-Paper-Trail-Leading-Back-to.html</link>
	<pubDate>Mon, 01 Mar 2010 04:34:15 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         Successful Forex traders and other professionals in theindustry who have accumulated a significant wealth, often wonderhow to establish secret foreign bank accounts with their choiceof currency. The best way to establsih and mainatin secrecy inbanking is to eliminate paper trail.The only way to eliminate a paper trail is to go in to your newbank personally or through a lawyer and open your account withuntraceable cash or a commodity like gold. As many banks aroundthe world are required by their...	</description>
	<content:encoded><![CDATA[ Successful Forex traders and other professionals in theindustry who have accumulated a significant wealth, often wonderhow to establish secret foreign bank accounts with their choiceof currency. The best way to establsih and mainatin secrecy inbanking is to eliminate paper trail.The only way to eliminate a paper trail is to go in to your newbank personally or through a lawyer and open your account withuntraceable cash or a commodity like gold. As many banks aroundthe world are required by their governments to restrict orreport the amount of cash they accept from new accounts, it maybe necessary to either open a number of small accounts and laterconsolidate them, or to take really huge sacks of cash intobanks in those remaining few jurisdictions that don't care aboutconforming to Big Brother's wishes. In Switzerland currently, most banks will accept a maximum of, Swiss Francs from a new customer. This is around Euro,. Accordingly, to open a Swiss account with...]]></content:encoded>
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	<title>Debt Management - Watch Out for Bank Fees!</title>
	<link>http://youronlinebank.com/422511-Debt-Management-Watch-Out-for-Bank-Fees.html</link>
	<pubDate>Sun, 28 Feb 2010 02:52:02 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        During the last twenty years, banks have offered a number ofimprovements in the area of being customer-friendly. The old AM   PM bankers hours are gone, replaced by a schedule thatmakes it easy for most people to visit when the bank is open.Automatic teller machines are ubiquitous, making it easier toobtain cash even when the banks are closed. And the debit cardhas made it easier than ever to pay for an item  you dont evenhave to write a check anymore. Such conveniences come with aprice, however...	</description>
	<content:encoded><![CDATA[During the last twenty years, banks have offered a number ofimprovements in the area of being customer-friendly. The old AM '  PM 'banker's hours' are gone, replaced by a schedule thatmakes it easy for most people to visit when the bank is open.Automatic teller machines are ubiquitous, making it easier toobtain cash even when the banks are closed. And the debit cardhas made it easier than ever to pay for an item ' you don't evenhave to write a check anymore. Such conveniences come with aprice, however, and banks are charging additional fees for allsorts of services. Some of them can be quite steep, andconsumers should watch how they manage the money they have inthe bank. Banks have been talking for years about howconvenient it is to use an automatic teller machine. You can useone  hours a day and the handy machines often make itunnecessary to interact with a teller. What many banks fail toadvertise, however, is that they now charge a fee for anytransaction that inv...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/422511-Debt-Management-Watch-Out-for-Bank-Fees.html</guid>
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<item>
	<title>What the Bank Won't Tell You About Mortgage Refinancing</title>
	<link>http://youronlinebank.com/242333-What-the-Bank-Won-t-Tell-You-About-Mortgage-Refinancing.html</link>
	<pubDate>Sat, 27 Feb 2010 07:24:56 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        So you have a mortgage, and you need to refinance to get yourinterest rates low. Most people simply walk into their bank, askto refinance, and then end up paying more money long term thanthey would have otherwise. Some banks would like everyone who isrefinancing to remain ignorant, but I am here to tell you whatbanks dont want you to know. Refinancing can be verybeneficial, but one has to understand the terms of the deal, andbe very careful when choosing a bank. One mistake many people make is g...	</description>
	<content:encoded><![CDATA[So you have a mortgage, and you need to refinance to get yourinterest rates low. Most people simply walk into their bank, askto refinance, and then end up paying more money long term thanthey would have otherwise. Some banks would like everyone who isrefinancing to remain ignorant, but I am here to tell you whatbanks don't want you to know. Refinancing can be verybeneficial, but one has to understand the terms of the deal, andbe very careful when choosing a bank. One mistake many people make is going to the bank and decidingto refinance before actually looking at the home loan. Somethink that their interest rates are too high, and they have toomany debts, so refinancing is the only option. Be sure to lookat the numbers, and then go over those exact same numbers withyour financial advisor. After discussing it, you can then decideto refinance. It is always a good idea, even after you go overthe numbers, to ask your bank, 'Do I need to refinance?' Theycannot lie to you, bu...]]></content:encoded>
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<item>
	<title>Wholesale Banking - Banking For Merchant Banks And Other Financial Institutions</title>
	<link>http://youronlinebank.com/404474-Wholesale-Banking-Banking-For-Merchant-Banks-And-Other-Financial-Institutions.html</link>
	<pubDate>Fri, 26 Feb 2010 21:18:13 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Wholesale banking is often defined as banking services which are provided between merchant banks and other financial institutions. Although, wholesale banking is also a term referred to the wide range of financial services that are provided by financial institutions to various businesses and corporations as well as the government. Retail banking and wholesale banking are two different things. Wholesale banking focuses more on corporate style entities and high-value transactions, while retail ban...	</description>
	<content:encoded><![CDATA[Wholesale banking is often defined as banking services which are provided between merchant banks and other financial institutions. Although, wholesale banking is also a term referred to the wide range of financial services that are provided by financial institutions to various businesses and corporations as well as the government. Retail banking and wholesale banking are two different things. Wholesale banking focuses more on corporate style entities and high-value transactions, while retail banking focuses on individual customers and sometimes small businesses. Sometimes a bank will engage in both wholesale and retail banking.Wholesale banking provides the normal banking services such as checking and savings, certificates of deposit, safe deposit boxes, annuities, retirement funds and other investment opportunities. There are many packages to choose from at a wholesale banking company. Many people discount wholesale banking because they feel their money is not safe but their money...]]></content:encoded>
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<item>
	<title>The Advantages of International Internet Banking</title>
	<link>http://youronlinebank.com/443484-The-Advantages-of-International-Internet-Banking.html</link>
	<pubDate>Thu, 25 Feb 2010 23:55:11 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        The process of Internet banking is much similar to conventional banking. The major difference is that online bank is more convenient and processes take place by means of your computer and an Internet connection. Account and details is accessed, payments are made, and statements are reconciled online. Internet banks have been competent in giving consumers more agreeable interest rates on savings accounts and credit cards, tooInternet Banking versus Conventional BankingThe many days of waiting in ...	</description>
	<content:encoded><![CDATA[The process of Internet banking is much similar to conventional banking. The major difference is that online bank is more convenient and processes take place by means of your computer and an Internet connection. Account and details is accessed, payments are made, and statements are reconciled online. Internet banks have been competent in giving consumers more agreeable interest rates on savings accounts and credit cards, tooInternet Banking versus Conventional BankingThe many days of waiting in line at banks to settle bills and transfer money are now a faint memory to billions of people all over the world. Internet banking or e-banking became a phenomenal hit from the time when it materialized in the later years of s. Since then, its reputation and draw did not dwindle a bit. In fact, millions of consumers are making the switch to online banking annually.The process of Internet banking is much similar to conventional banking. The major difference is that online bank process...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/443484-The-Advantages-of-International-Internet-Banking.html</guid>
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<item>
	<title>Banks Forever Changed by Automated Decisioning and Other Internet Banking Tools</title>
	<link>http://youronlinebank.com/312604-Banks-Forever-Changed-by-Automated-Decisioning-and-Other-Internet-Banking-Tools.html</link>
	<pubDate>Wed, 24 Feb 2010 10:08:30 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        &amp;lt;a hrefhttp:www.zootweb.comadditionalinformationautomateddecisioning.html&amp;gt;Automated Decisioning&amp;lt;a&amp;gt; has transformed mortgage lending and small business lending forever. In the s the banking system did away with the paper trails and went digital. This created a competitive edge for all banks to keep up with the speed of automation. Banks were forced to re-think the way they did business, and how to embrace technology to their advantage. With automated decisioning, POS decisioning, work...	</description>
	<content:encoded><![CDATA[&amp;lt;a hrefhttp:www.zootweb.comadditionalinformationautomateddecisioning.html&amp;gt;Automated Decisioning&amp;lt;a&amp;gt; has transformed mortgage lending and small business lending forever. In the 's the banking system did away with the paper trails and went digital. This created a competitive edge for all banks to keep up with the speed of automation. Banks were forced to re-think the way they did business, and how to embrace technology to their advantage. With automated decisioning, POS decisioning, workflow, instant account origination and E-commerce, banks looked to see who could help them do business better, faster and cheaper.Financial institutions could then rely on credit decisioning solution to transform a manual, slow, resource-intensive, and inaccurate process into an automated, realtime, efficient, and accurate system'processing rates, thousands of times every minute.Since it no longer took banks weeks to give a person a loan estimate, money began to move at a faster rate...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/312604-Banks-Forever-Changed-by-Automated-Decisioning-and-Other-Internet-Banking-Tools.html</guid>
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<item>
	<title>Effective Techniques to Repair Damaged Access Databases</title>
	<link>http://youronlinebank.com/890379-Effective-Techniques-to-Repair-Damaged-Access-Databases.html</link>
	<pubDate>Wed, 24 Feb 2010 07:45:29 -0600</pubDate>
	<category><![CDATA[Computers]]></category>
	<description>
        Despite taking all the necessary steps to avoid database corruption, you may find yourself having to repair MDB files that contain all the Access data. If you suspect that the MDB file you are dealing with is corrupt, the first thing you should do is to make a copy of the corrupted MDB file  make sure that you do so while Access is not running. You should also be careful that you do not overwrite any backups that you may have taken previously. This will allow you to recover some data from the ba...	</description>
	<content:encoded><![CDATA[Despite taking all the necessary steps to avoid database corruption, you may find yourself having to repair MDB files that contain all the Access data. If you suspect that the MDB file you are dealing with is corrupt, the first thing you should do is to make a copy of the corrupted MDB file ' make sure that you do so while Access is not running. You should also be careful that you do not overwrite any backups that you may have taken previously. This will allow you to recover some data from the backups even if recovery of the corrupted MDB file does not happen successfully and the &lt;A title&quot;Access repair&quot; href&quot;http:www.repair-access.com&quot; targetblank&gt;Access repair&lt;A&gt; does not restore all your data.&amp;nbsp; &amp;nbsp;Your next step would be to use the built-in Microsoft Access repair utility ' this lets you quickly work on damaged files and is fairly successful most of the times. In Access , you can choose Manage from the main File Menu and for earlier versions of Access, you can...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/890379-Effective-Techniques-to-Repair-Damaged-Access-Databases.html</guid>
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<item>
	<title>Future of Online Banking Services in a Country Like India</title>
	<link>http://youronlinebank.com/324620-Future-of-Online-Banking-Services-in-a-Country-Like-India.html</link>
	<pubDate>Tue, 23 Feb 2010 10:11:11 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Most of us need to transact with the banking institutions to handle our finances. While some of us have the expertise and time to stand physically at the bank and seek information, some of us do not want to waste time by ensuring our physical presence at the bank premises. This is where the online banking services come into the picture. Financial life is not as easy to run as one think from the far shores. Until you get wet and drowned in the deep waters, you do not have the real experience of t...	</description>
	<content:encoded><![CDATA[Most of us need to transact with the banking institutions to handle our finances. While some of us have the expertise and time to stand physically at the bank and seek information, some of us do not want to waste time by ensuring our physical presence at the bank premises. This is where the online banking services come into the picture. Financial life is not as easy to run as one think from the far shores. Until you get wet and drowned in the deep waters, you do not have the real experience of the depth of water. You can get drowned or you can even cross the high tides to reach other side of the shore. This is exactly what is felt by many individuals and companies who make use of the modern day banking services. A few of us are able to make the best use of the Online banking services while some of us are not &quot;fortunate&quot; enough to make any use leave the best use. This is the reason why some of us land up losing our hard-earned money due to phishing or spam mails. The segment of Onli...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/324620-Future-of-Online-Banking-Services-in-a-Country-Like-India.html</guid>
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<item>
	<title>Use Protection: Online Banking Security &amp; Identity Theft Prevention</title>
	<link>http://youronlinebank.com/451948-Use-Protection-Online-Banking-Security-Identity-Theft-Prevention.html</link>
	<pubDate>Mon, 22 Feb 2010 10:48:17 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        In a paperless world, you might think identity theft would run rampant. But it's really not that bad. With so many banks, credit card companies and stores going totally electronic, they've all taken steps to increase online security and help prevent identity theft.At my bank - Bank of America - Online Banking security is taken very seriously. They've got tons of measures in place to help prevent identity theft and keep their customers' accounts protected and secure.Online Banking Security: What ...	</description>
	<content:encoded><![CDATA[In a paperless world, you might think identity theft would run rampant. But it's really not that bad. With so many banks, credit card companies and stores going totally electronic, they've all taken steps to increase online security and help prevent identity theft.At my bank - Bank of America - Online Banking security is taken very seriously. They've got tons of measures in place to help prevent identity theft and keep their customers' accounts protected and secure.Online Banking Security: What They're Doing About ItI know that not all banks are the same, but some of the things my bank is doing and other banks are also trying to implement to increase Online Banking security include things like:  User authentication which, frankly, Bank of America has always had, but with SiteKeyTM, they offer another layer of authentication - a very cool feature that's a standard part of the Online Banking sign-in experience. At Bank of America, this Online Banking security measure includes an...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/451948-Use-Protection-Online-Banking-Security-Identity-Theft-Prevention.html</guid>
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<item>
	<title>Banking - Inventory Collateral</title>
	<link>http://youronlinebank.com/268157-Banking-Inventory-Collateral.html</link>
	<pubDate>Sun, 21 Feb 2010 08:20:15 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
        Banking for Small Business - Inventory CollateralThis segment will explain the essentials of how a bank evaluatesthe inventory that is offered as collateral for a business loanor an operating line of credit. As explained in the segment onequity, this is not supposed to be a text book course, butexplains briefly what you will encounter in the real world ofbusiness finance.These comments are not for the retail business; they apply towholesalers, importers and manufacturers.The amount of money the ...	</description>
	<content:encoded><![CDATA[Banking for Small Business - Inventory CollateralThis segment will explain the essentials of how a bank evaluatesthe inventory that is offered as collateral for a business loanor an operating line of credit. As explained in the segment onequity, this is not supposed to be a text book course, butexplains briefly what you will encounter in the real world ofbusiness finance.These comments are not for the retail business; they apply towholesalers, importers and manufacturers.The amount of money the financial institution will be preparedto lend you will depend a great deal on the amount and ease ofrealization of the inventory collateral you can offer to coverthe loan, in case there is a default in repayment.It is not just the amount of the collateral, but the quality ofthe collateral, and whether it would realize enough to repay theloan if there was a liquidation of the business.A typical example might be that your main collateral for a million loan application is your in...]]></content:encoded>
	<guid isPermaLink="false">http://youronlinebank.com/268157-Banking-Inventory-Collateral.html</guid>
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<item>
	<title>How Secure are Your Bank Account and Assets?</title>
	<link>http://youronlinebank.com/701006-How-Secure-are-Your-Bank-Account-and-Assets.html</link>
	<pubDate>Sat, 20 Feb 2010 09:54:14 -0600</pubDate>
	<category><![CDATA[Finance]]></category>
	<description>
         If you're reading this you most likely live in a first worldcountry with established banks, a stable government and a safeneighborhood -- somewhere you can sleep at night knowing yourfamily's future is safe.But are you really safe?In the last few years, laws such as the Patriot Act in the UShave been approved that effectively take your rights to privacyand financial well being away. These same laws that were meant to protect us are now insteadbeing used as a loophole by high power lawyers and g...	</description>
	<content:encoded><![CDATA[ If you're reading this you most likely live in a first worldcountry with established banks, a stable government and a safeneighborhood -- somewhere you can sleep at night knowing yourfamily's future is safe.But are you really safe?In the last few years, laws such as the Patriot Act in the UShave been approved that effectively take your rights to privacyand financial well being away. These same laws that were meant to protect us are now insteadbeing used as a loophole by high power lawyers and governmentagencies to access your banking records, garnish money andfreeze your assets. In fact, currently US banks automaticallyreport to government agencies on the activities of theirclients, including you. What's worse, your hard earned savingscan now be legally garnished from your bank account bygovernment agencies and creditors who may believe they have aclaim against you. In the US alone you stand a  in  chance ofbeing sued if your net worth exceeds ,. Not a lot of...]]></content:encoded>
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